Local Business Owner Overlooked by Main Street Relief Fund

Main Street Relief Fund application denied even though revenues are down 50 percent due to the Covid-19 pandemic

November 25, 2020, Dover, NH – Candace Lord, co-owner of Integrated Fitness of Dover has beaten cancer, but finds that having her business survive Covid-19 is proving to be more of a challenge. With a loss of 50 percent in projected revenue, Lord reached out and applied for help from the Main Street Relief Fund (MSRF). Governor Chris Sununu has given the green light to spend $100 million from the CARES Act Coronavirus Relief Fund for MSRF 2.0 in order to continue providing economic support to New Hampshire small businesses suffering from business interruptions as a result of COVID-19.

Integrated Fitness of Dover co-owners and husband and wife, Jim Materkowski and Candace Lord
Integrated Fitness of Dover co-owners, Jim Materkowski and Candace Lord

Lord was shocked when she received a letter from the MSRF denying her plea for help. Among other things, the denial letter stated that, “Your business does not typically employ at least one non-owner W-2 employee,” which is untrue as the company has one employee. The denial letter also mentioned that “Your business does not have an ‘eligible loss,’ according to the MSRF 2.0 grant formula. After double checking her figures, Lord confirms that the company’s projected revenue is down 50 percent. “If losing 50 percent isn’t an ‘eligible loss,’ then I don’t know what is.”

This is just another blow that Lord is trying to survive. In a November 2019 article titled, “Gym owner Candace Lord powers past cancer, faces new challenge,” Lord mentions that while going through months of chemotherapy and radiation treatments for breast cancer, her business had to close because a tree fell through the roof! The gym was closed for two months, and sustained a lot of damage that cost thousands of dollars. While insurance covered most of the repairs, they did not cover the loss in clients. Some of our clients went elsewhere since we were closed for two months awaiting repairs. Luckily, Integrated Fitness reopened in January of this year.

Yet another blow came in March 2020, only two months after reopening, when the state ordered all non-essential businesses closed due to the Covid-19 pandemic. After weeks of being closed, the fitness center reopened only to find that the “clientele just isn’t there,” according to Lord. “We cannot sustain the losses if we don’t get help from the state or the community.”

The Main Street Relief Fund was created to provide economic support to New Hampshire small businesses suffering from business interruptions as a result of COVID-19. Lord wants to know why she isn’t being helped, even though she qualifies for the relief and has followed all the rules.

About Integrated Fitness of Dover

Integrated Fitness of Dover is a private fitness facility located in Dover, New Hampshire. We work with people from all ages and all levels of fitness from beginners to advanced athletes. IF offers personal training and small group classes, all in a private and safe setting.

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